Disadvantages Of:

Term Life
Whole Life
Universal Life
Guaranteed Issue
Burial Insurance
Second To Die Life
Credit Life?
Children's Life
Accidental Death
Critical Illness

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"If you want to know what a man is really like,
see how he acts when he loses money."

~Proverb

Disadvantages of Accidental Death and Dismemberment Insurance:

  • Death from illness won't pay
  • Your death has to be ruled an official accident
  • Few will ever collect a benefit
  • Low likelyhood you'll use it
  • Your current life insurance may already have a accidental death rider


All rights reserved. Copyright © Craig Casey 2000.

"Money is something you got to make in case you don't die."

~Max Asnas

Accidental Death and Dismemberment problems, drawbacks, tricks, fine print, insurance, termlife, term life, Accidental Death and Dismemberment, AD&D, coverage, whole life insurance


Craig Casey

Independent Insurance Agent
California License #0B81661
PO Box 444
Jacumba, California 91934

1-619-766-3213

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