Disadvantages Of:
Term Life
Whole Life
Universal Life
Guaranteed Issue
Burial Insurance
Second To Die Life
Credit Life?
Children's Life
Accidental Death
Critical Illness

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"Behind every great fortune, there is a crime."

~Honoré de Balzac

Disadvantages of Guaranteed Issue Life Insurance:

  • It's not cheap
  • You don't get the full death benefit until after 3-5 years
  • Low death benefit
  • Usually only offered to people aged 45-80
  • Not practical if you're healthy
  • Usually doesn't build cash value


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"Beware of little expenses; a small leak will sink a great ship."

~Benjamin Franklin

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Craig Casey
Independent Insurance Agent
California License #0B81661
PO Box 444
Jacumba, California 91934
1-619-766-3213

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